Investment Options

IAble offers choices for every investor with a range of six risk-based Investment Options to match both your goals and comfort with risk. You can choose a single option or a blend of all six options in addition to the Checking Account Option.

Aggressive

Aggressive Pie Chart: 90% Stocks, 10% Bonds

Objective

The Aggressive Option seeks to provide long-term capital appreciation with very low income potential.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, two Vanguard bond index funds, one American Funds bond fund and one BlackRock (iShares) bond index fund. Through its investment in these Underlying Investments, the Investment Option allocates approximately 90% of its assets to stocks and 10% of its assets to investment-grade bonds.

Risks

The Investment Option has a number of investment-related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds, American Funds and Schwab funds, see Explanations of Investment Risk Factors, in the Plan Disclosure Booklet.

Aggressive Price History

Moderately Aggressive

Moderately Aggressive Pie Chart - 25% Bonds, 75% Stocks

Objective

The Moderately Aggressive Option seeks to provide long-term capital appreciation with low income potential.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, three Vanguard bond index funds, one American Funds bond fund and one BlackRock (iShares) bond index fund. Through its investment in these Underlying Investments, the Investment Option allocates approximately 75% of its assets to stocks and 25% of its assets to investment-grade bonds.

Risks

Moderately Aggressive Price History

Growth Option

Growth Pie Chart - 40% Bonds, 60% Stocks

Objective

The Growth Option seeks to provide capital appreciation and low current income.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, three Vanguard bond index funds and one BlackRock (iShares) bond index fund. Through its investment in these Underlying Investments, the Investment Option allocates approximately 60% of its assets to stocks and 40% of its assets to investment-grade bonds.

Risks

This Investment Option has a number of investment-related risks. For a list and descriptions of the risks associated with the Vanguard funds, BlackRock funds and Schwab funds, see Explanations of Investment Risk Factors in the Plan Disclosure Booklet.

Growth Price History

Moderate Option

Moderate Pie Chart - 55% Bonds, 45% Stocks

Objective

The Moderate Option primarily seeks to provide capital appreciation and secondarily provide moderate current income.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, three Vanguard bond index funds and one BlackRock (iShares) bond index fund. Through its investment in these Underlying Investments, the Investment Option allocates approximately 45% of its assets to stocks and 55% of its assets to investment-grade bonds.

Risks

Moderate Price History

Moderately Conservative

Moderately Conservative Pie Chart - 45% Bonds, 30% Stocks, 25% Cash

Objective

The Moderately Conservative Option seeks to provide moderate current income and low capital appreciation and moderate capital preservation.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, three Vanguard bond index funds, one BlackRock (iShares) bond index fund and a Sallie Mae High Yield Savings Account. Through its investment in these Underlying Investments, the Investment Option allocates approximately 30% of its assets to stocks, 45% of its assets to investment-grade bonds and 25% to cash.

Risks

Moderately Conservative Price History

Conservative

Moderately Conservative Pie Chart - 30% Bonds, 10% Stocks, 60% Cash

Objective

The Conservative Option seeks to provide substantial capital preservation, limited current income and very low capital appreciation.

Strategy

The Investment Option invests in four Vanguard stock index funds, one Schwab index ETF, three Vanguard bond index funds, one BlackRock (iShares) bond index fund and a Sallie Mae High Yield Savings Account. Through its investment in these Underlying Investments, the Investment Option allocates approximately 10% of its assets to stocks, 30% of its assets to investment-grade bonds and 60% to cash.

Risks

Conservative Price History

For more information about IAble, obtain a Plan Disclosure Booklet online or by calling (888) 609-8910. Investment objectives, risks, charges, expenses, eligibility and other important information are included in the Plan Disclosure Booklet; read and consider it carefully before investing.

If you are not an Iowa taxpayer, consider before investing whether your home state offers a qualified ABLE program that provides its taxpayers with favorable state tax and other benefits that are only available through investment in the home state's qualified ABLE program.

IAble is an Iowa trust sponsored by the state of Iowa and administered by the Iowa State Treasurer’s Office. IAble is a qualified ABLE plan offered as part of the National ABLE Alliance. Ascensus College Savings Recordkeeping Services, LLC as the Program Manager, and its affiliates, have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping, and administrative services. IAble offers a series of Investment Options within the National ABLE Alliance. Investment returns are not guaranteed, and you could lose money by investing in IAble.

Investment Options

Aggressive

Objective

Strategy

Risks

Moderately Aggressive

Objective

Strategy

Risks

Growth Option

Objective

Strategy

Risks

Moderate Option

Objective

Strategy

Risks

Moderately Conservative

Objective

Strategy

Risks

Conservative

Objective

Strategy

Risks

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